Get the Best Stocks & Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 – Trading 212
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Get up to £100 (T&Cs Apply). Capital at risk. Min deposit of £100, must stay invested for 12 months.

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0:00 – What’s in this video?
0:14 – Who Can Open a Stocks and Shares ISA?
0:27 – Why Would you open one & How does it work?
1:29 – Investing Example inside a S&S ISA
2:38 – What are the rules?
3:52 – First 2 changes in the 2024 Tax year
5:26 – Can you withdraw money? And put it back in?
6:19 – Final change to Stocks and shares ISAs
6:42 – What can you invest in?

source

25 thoughts on “investing videos for beginners

  • @mariembuenaventura1278
    July 14, 2025 at 10:49 pm

    How about buying gold or silver stocks using ISA?

  • @vanessacagigas6117
    August 12, 2025 at 4:41 pm

    No sounds?

  • @LowPineque
    August 22, 2025 at 9:05 am

    So if I get £30k on my wage, and I decide to remove £100k from my stock and share Isa(let’s imagine in dividends). My taxes will be only on 30k and not the 130k for the year?

  • @DartySpark25
    August 24, 2025 at 7:17 am

    Comparing one years salary to 20 years of an ISA will just lure in those who really aren’t prepared to wait that length of time.

  • @JustinStephanie-v2f
    August 26, 2025 at 8:18 pm

    I am 53 and retired at 50. One thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work…

  • @Savewithref
    August 28, 2025 at 2:07 am

    📌 Quick recap: Stocks & Shares ISA = tax-free investing in the UK.

    No capital gains or dividend tax 🚫💸

    £20k yearly allowance (2024 rules allow multiple ISAs + partial transfers)

    Long-term consistent investing can even create ISA millionaires 🚀

    Would you go with index funds or individual stocks inside your ISA?

  • @paulsmith5180
    September 6, 2025 at 1:00 pm

    Living in the uk, working abroad. Can I still open isa?

  • @johnoliver4518
    September 14, 2025 at 4:00 pm

    THANK YOU

  • @lifetravels1262
    September 29, 2025 at 4:09 pm

    Toby I’ve moved to Spain now and im a resident here but I still have residency in the uk, will this affect me?

  • @Radio478
    October 1, 2025 at 9:05 am

    Very helpful video thanks

  • @RetroNelson
    October 12, 2025 at 4:49 pm

    So, if one could invest £20k at the start, and then say they traded and made £40k a year (or whatever), they could live off that, tax free?

  • @andreeapetrean5706
    October 14, 2025 at 4:30 pm

    What if after a year or so I'm jobless and I can't afford to pay into the Isa? Is a must-do transfer every month?

  • @mallyx8171
    October 14, 2025 at 7:59 pm

    Does it make sense for me to open a stocks and shares isa through my bank? Or is another platform better?

  • @AaronFidler-p5x8o
    October 17, 2025 at 10:16 pm

    Can you invest in the s and p 500 index fund in a stocks and shares isa

  • @rich3222
    October 18, 2025 at 7:53 am

    Labour will make it so that you can only invest in uk companies through the ISA soon no more s&p500 or US tech stocks , U preficted this when she said she was stopping the cash ISA to encourage investment in uj conpanies

  • @LG-Musique
    October 24, 2025 at 5:42 am

    What is the best way to grow / hold money short term (i.e. the first withdrawal at 1 year 10months and then withdrawals every year for the next 7 years after that).

  • @shanoncjack
    October 25, 2025 at 6:46 am

    Excellent content as always.

  • @alanbotfield2308
    October 25, 2025 at 1:57 pm

    Is it possible to have a cash ISA and a stocks ISA funded from one bank account, I'm struggling to set up both,any advice appreciated, thanks

  • @CaryNary
    October 30, 2025 at 5:17 am

    Such an easy to follow video.

  • @levitabusman
    November 1, 2025 at 2:29 am

    I’m 37 is there any point??

  • @Justin-jf2vu
    November 2, 2025 at 3:49 pm

    What gets me is the 'risk level' I don't know anything about that

  • @Hgdtuhhg
    November 5, 2025 at 12:18 am

    So well explained, thank you.

  • @loidaloidavidovichvidovich
    November 6, 2025 at 10:34 am

    This is seriously underrated.

  • @lockdowng112
    November 7, 2025 at 5:27 pm

    Great detail. I've got a cash isa but want to switch it all into a Stocks and Shares Isa. So from what I understand can I just buy and sell stocks within my Isa like say a normal trading account? But any profits I make I would pay zero tax? Other question is say I used all of my 20k stocks an shares allowance and with profits its now worth 30k. Could I sell those stocks within the ISA and reinvest 30k with no tax implications? From what I understand whatever I buy and sell within the ISA remains tax free etc. Many thanks

  • @DuongDo-s5s
    November 10, 2025 at 9:35 am

    Really useful information.

Comments are closed.

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