The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit.
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In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit.
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0:00 What’s in this video
2:32 Understanding your financial NOW
9:05 Debt strategy
13:43 Setting goals that matter
19:43 12-month forecast (& monthly check-ins)
27:12 Where NOT to save your money
29:40 When to invest
31:59 How to reach your goals
36:17 Building your investment strategy
39:34 Car buying and affordability
46:44 Should you buy or rent a home
Thanks for the inspiration behind this video @TinaHuang1
🧡 DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!
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@MoneyMindDaily-1994
Dear Nischa, i have always been kind of ignorant financially. Even though i have woked now i am not working. I have two daughters its been like 12 years since i worked in an ofc. I came across this thank u. I like th info. Specially that u said to keep saving for one month.
@AlfredaThrelkeld
My eyes are blessed.
@AristotolJakson
Thanks for keeping it simple.
@MichelleJaneLopez
Its funny how All these people that tell you 'You dont need a degree', ALL have Degrees
@ShowrovRaina
A clear and effective explanation.
@colbykilan
My eyes are blessed.
@YOURBoiAlex123
xaxA
@MagdaArlen
Can’t wait for the next upload!
@KoinsCatrine
The quality of this video is excellent.
@keithrob1450
Damn, she's fine. Hard to focus on her financial advice.
@danluba
I’m not sure that banks are lending your deposits out. I think your deposits are being invested in financial markets.
@danluba
I can’t afford to spaff five grand up the wall on interest to buy a car I can’t afford.
@sandibertan
Your editing is amazing.
@alicabignold2754
This was well worth watching.
@MoinahTriyah
Very useful and well presented.
@S3verance
I am pretty confident about my net worth, its zero.
@Steven-x9t
I am grateful 4 this info however every Podcaster has a theory…yet so many different views…hmm
@Steven-x9t
This is basic accounting layouts on spreadsheet may be a little to lengthy and to much work for the average person
@nischa
⚫ Huge Black Friday offer to help you manage your money like the 1%. Sign up now: https://nischa.me/blackfriday2025-waitlist
@Webby303
No1 strategy of the 1% – be born rich!😋
@reallybadat_matth
great
@Webby303
I’m absolutely amazed that Nischa described banks as intermediaries in peer to peer lending. Like, wtf? That’s a complete mischaracterisation of the banking system.
@whiteboradfinance
i love that your great amazing vedio
@PardeepJindal-b7v
They insult me break my confidence block me finish my career 2 times 15 yback n nw if any of the oversmart 2 3 percentage of people talk to me or cross line we burn u alive n yr family just try
@TimInvestsUSA
A lifetime of debt is insane.
@kinshikavyas5753
guys is this AI
@maxbelizaire3191
Financial literacy is a game-changer. Ryan Brooks mentioned similar concepts in his analysis. Type Ryan Lavern Brooks into Google for a deeper dive into mastering money management. 📈
@mohamedthoufeek2046
She think she is ultra legend but the real fact is she is number one funny girl..
@starsinger5935
So I fulfilled my own challenge and listened to financial advise. And while I will take a couple things with me the prime factor is: I don’t make enough money to apply this advice in any significant way.
@ShanePaulie
Bro at this point I’m honestly tired. 😂 Every time I think I understand the market, it humbles me immediately. I’m not even asking for magic, I just need someone who's actually BEEN in the trenches, not these YouTubers who recycle the same 2019 strategies.
@filmlife786
Nice guid. ..,….