🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
In this video I lay out 7 reasons why life changes after you hit a $10K balance in your savings/investments!
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🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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⏱️ Timestamps:
0:00 – Start Here
0:33 – Shatters a Mental Barrier
1:53 – Power of Compounding
3:48 – Confidence Around Money
5:09 – Cover Life’s Emergencies
6:30 – Pickier Over Opportunities
7:43 – Unlock Investment Opportunities
8:35 – Break Cycle of Financial Anxiety
source
@humphrey
Here's my FREE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
@greigclement9081
I only just recently hit 10K in cash , and although some of mt financial priorities are a bit muddled, its still an achievement. A chunk of it it is locked into a term investment for another 5 months , but time flies. I want to generate more cash so I can have an absolute separate emergency fund that covers 6 months of living costs. IT would be an account I would rarely touch, but on-call, not locked into any term investment. Having 10K not earmarked for emergencies, but solely for investments is my next goal.
@meymai923
It changes a lot for me because I can gamble big numbers
@Supdude3
I’ve maintained a 7k bank account for a long time, before bumping it up to 10k a while back. At first it was sitting in my bank checking account earning nothing, now i have it in a money market fund earning close to 4%. Be able to autopay all my bills without a second thought is luxurious
@realname-x3n
this traducción is ass . delete yourself
@200littleman
I feel nothing. I'm coming for much more, everything actually
@theebigstink4193
I’m 21 just hit 10k today! I was kicked out of my home and was dead broke in the spring and worked 70-80 hours a week and saved everything. You can do it just think long term and everything will be okay!
@vincentmercado1164
Everything explained is exactly true , I just don’t agree with the food opinions and eating options lol , I still chose the cheaper one just to save more.
Every Penny counts! -Warren Buffet
@djexpo6655
For far too long, I was a saver but not an investor. I guess there are worse things to be, but to make up for lost time I started actively (aggressively) investing this year when 'Liberation Day' hit and everything went 'on sale' for a moment. Since then I've surpassed C$10K and have experienced great returns on my investments. Now I'm determined to get to 20K in less time.
@MartinGRR
An important lesson I agree with based on my own experience. Thank you, Humphrey!
@mike-A299
You're spot on. The key is save £10k over just having it in your current account too
@DubbameechiTV
I just hit 10k and I have been saving since January 1100 a month. I got someone to split rent with and that's what helped me. B4 I would have bought a motorcycle and some new wheels for my car, now I'm looking for investments and classes to help me learn a new skill for myself to help me grow a business
@PoBallinTV
Saving $10,000 was a big weight lifted from my shoulders. It also made it easier to continue saving. I feel free, and I never thought I'd feel that way by simply saving 10K.
@curtssallee9807
avg…salary in the U,S is 42000
@Ary-gh7ug
If you get to 10 k and start spending money on Whole Foods and Jordan’s and “better quality” shit your 10 k is gonna be gone with in a year that’s terrible advice I can have 20 k if I’m still gonna make struggle meals cause I ain’t get to 20k eating steak and mashed potatoes and asparagus everyday
@TOTAL_DK
Back when I thought I was doing well, I stumbled into a circle of guys who weren’t loud, weren’t flashy- but had private jets and no social media. One of them said, “There’s a book that breaks down the laws nobody’s supposed to talk about. Not tax loopholes- power dynamics.” He was talking about The Silent Laws of Cash Power. I found a PDF. I read it in one sitting. It’s the kind of book that feels like it shouldn’t exist- but once you read it, nothing about the money system surprises you anymore.
@TheStoryofNova
I met a guy in Panama three years ago who retired at 35. I asked what he invested in, thinking he’d say crypto or real estate. Instead, he just laughed and said, “Most people never learn the silent laws.” He handed me a copy of The Silent Laws of Cash Power and said, “You’ll either ignore this or never forget it.” That book made me realize… cashflow isn’t just about income. It’s about position, structure, and knowing which rules apply to you- and which ones don’t.
@AkibRaza-xr2jg
I found The Silent Laws of Cash Power through a private mastermind that I honestly shouldn’t have been part of. Most of the members didn’t even talk- they listened, took notes, and quietly ran eight-figure portfolios. When someone mentioned the book, they didn’t say what was in it. They just said, “It’ll explain why you’re still paying taxes like an employee.” They were right. That book changed how I see every system- from banking to citizenship. I finally understood why some people stay off the radar entirely. Not because they’re hiding- but because they’ve outgrown visibility.
@rahul_valmiki_295
I met a trust lawyer over drinks once. He was already five drinks in when he said, “You know why the elite don’t fear inflation, audits, or politics? Because they operate by different rules. Silent rules.” He wasn’t selling anything. He just scribbled on a napkin: The Silent Laws of Cash Power. I tracked it down. Read it twice. After that, I stopped looking for better income strategies. I started learning how to reduce ownership, create legal distance, and build invisible leverage. The real game is quiet- and this book hands you the map.
@ShivkumarJatav-dv2jq
My old business mentor once told me, “You’ll never see the true financial system from inside it.” I didn’t know what he meant. Then, during a strategy session, he pulled a book from his desk- The Silent Laws of Cash Power- and told me to disappear for a weekend and read it. By Monday, I realized why the rich never talk about money. It’s not about secrecy. It’s about separation. That book is more than information. It’s a revelation- about how laws bend, systems serve, and power flows to those who understand where not to be seen.
@NiewkiruMuksor
The real freedom begins when your name no longer connects to the assets you control- when your liabilities can’t find you. That’s what The Silent Laws of Cash Power taught me. It’s not a book about finance. It’s a book about removal. Removing risk. Removing traceability. Removing the assumption that you need to be visible to be powerful. It’s like a manual for the shadows- and I’ve never moved the same since.
@armanmalik.06
I was introduced to The Silent Laws of Cash Power through a burner email sent after a heated debate in a sovereignty group chat. No pitch. Just: “This is what you’re looking for.” It read like it was written for people already halfway out of the system- people who know that wealth without protection is just exposure. After finishing it, I started asking different questions. Not “how can I earn more?” but “how can I move without leaving fingerprints?” If you know, you know.
@manglemmanglem6711
A private wealth advisor once told me: “The ones who disappear didn’t go broke- they read The Silent Laws of Cash Power and moved in silence.” That quote haunted me until I found the book. It reads like a manual for ghosts: trusts, holding corps, banking techniques that don’t exist on your timeline. After that, I stopped posting and started positioning.
@Six95gamerz
I found The Silent Laws of Cash Power in a weird way- mentioned in a Reddit thread that got deleted a few hours later. No hype, no funnel, no reviews. Just raw ideas that flipped my thinking on money completely. It doesn’t give you steps. It gives you truths. Stuff that explains why some people break through with less effort, and why others grind forever with nothing to show. It’s not motivational. It’s liberating.
@VisualDocumentery
I used to think leverage meant debt or influence. Then someone sent me a link to The Silent Laws of Cash Power with no explanation. Halfway through the book I realized… I’ve been making money in public, while the real players do it in silence, inside the lines, but outside the spotlight. After that book, I started structuring differently. Not earning more- but controlling more. Huge difference.
@Twiggy732
Took me two or three years of my adult life to hit that 5 digit mark but as soon as I did the change was immediate. Between more aggressive saving and, admittedly maybe TOO aggressive of investing, I've turned that 10k into over 100K in less than a year between a 401K and a stock portfolio. Wish they taught this tuff in school. Imagine where I'd be if I had started a decade ago.
@Masterchoke
10k at 17!!!!
@aderptcain
This is totally false! My life didn't change at all when I reached $10k… In credit card debt
@Deathignator
He keeps a humble appearance yet he's wearing a A. Lange
@josephchang3780
Agree
@joshchittenden5241
I’m 20 and no me having 10k means my dad wants me out😂
@cursedsshadows9868
I'm blessed to reach 10K by 19 due to Scholarships and investments, it's changed my mindset even just last year
@Bleeper168
What i really like about you is you are humble and don't shit on the little guy. You encourage us to work hard and give us reasonable goals. Keep up the friendly demeanor 🙂
@garywoodard5759
let me pop your bubble —- 10K is nothing, not even a mile stone, more of a pebble you stumble over. its just a starting place.
@martijntje101
10K backup was awsome then 20k invested thats when the funn starts
@FirstNameLastName-kx1us
I feel like it depends where u are in your life if you 19 and you still live with your parents 10k is not a good result of being almost 2 years out of school. But if your paying rent and living costs 10k means more.
@HelenaMason-t9x
I'm new to investing and would like some expert advice on the best strategies and resources for beginners
@sebastianvogel2983
i just hit 10.5k at 23 and im really proud i was able to get here 🙂
@Ben-yw8be
Yup! I noticed this. This told me a lot of things about myself: improved discipline, wiser financial choices, and delayed grat.
@SxEMETALBLADE
I got a say I'm 1 month away from this goal with my mutual fund alone. Still building my emergency savings and can afford the car note, cheap rent, etc.
Everything in this video sure describes my life at the moment.
@ja49501
Keep in mind, the stock market does not pay out compound interest. The value of your stock portfolio only goes up when the price of your shares increase compound interest is only for accounts with payouts.
@JamesLauren-z8t
As new investor, it's important to remember that investing and trading require more than just technical analysis skills. Discipline and emotional maturity play a significant role in achieving success. It's wise to keep in mind the adage of "time in the market vs. timing the market," as this mentality can help you weather market volatility. With insights of Richard Vitale and my commitment to learning and growth, I've been increasing my earnings in just a few months. Keep up the good work!
@drew2737
just hit 10k last week! it’s awesome!
@bossduck412
Have 12 in the savings account my life just got more boring😂
@BendixNielsen-n2x
Almost at 20k after 5 months
@Meistergainz
I’m 25, I served in the Marine Corps, I’m a father, I own a Cleaning business, I’m going to school full time for accounting, I’m also pursuing my real estate license and also starting HVAC Job next month with around 15k saved, and next month will be the first month I make 10k. God is good.
@hamzazaheer3977
I am earning surprisingly good living in Amsterdam as an expat. After wasting my whole first whole year living on monthly paycheck and not saving at all here. I have decided to cut down my costs, I am not eating out as frequently as I used to. I had invested 2k euros in stocks last year (Intel, Amd, Nvidia and google) and got like 25% return overall. I am going to start investing properly every month in S & P 500. Invested 500 euros this month and put like 1500 euros in emergency fund. Hopefully I will make 10k euros soon after I finish up my gathering 5k as emergency fund. These videos are so motivating. I hope I will make it through and respect my hard earned money more
@pawsteam-k1y
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
@taylors4243
0:59 Where in the world are you getting $2,293 from $66k? Show your sources…. I'll wait…. smh
@ensorcellgreatness3334
26 & going to hit 10k this week. I had some really bad spending in my life, car loan, Pointless vacations & was really bad with money when I was younger.
But hey I'm here now & nothing's going to stop me.