SIP Masterclass – 3: SIP vs Lumpsum (Who Wins?)
In this short, we compare two simple 20‑year examples at the same assumed 14% CAGR:
SIP:
Monthly SIP: ₹10,000
Duration: 20 years
Total invested: ₹24 lakh
Example final amount: about ₹1.17 crore
Example “profit” shown: about ₹93 lakh
Lumpsum:
One‑time investment: ₹10 lakh
Duration: 20 years
Example final amount: about ₹1.37 crore
Example “profit” shown: about ₹1.27 crore
The aim is to illustrate how time in the market and amount invested upfront vs gradually can change outcomes, not to declare one strategy always better or to recommend a particular product.
👉 Question: If you had ₹10 lakh today, would you invest it as a lumpsum or break it into a SIP? Comment your choice and why.
https://www.youtube.com/@MontyMoneyMindset
Subscribe Monty Money Mindset for more videos!
#lumpsum #mutualfundsindia #sipcalculator #wealthbuilding #longterminvesting #financialplanning #personalfinance #financialeducation #MontyMoneyMindset #financeshorts #smartinvesting
Disclaimer:
The views and information shared in this video are for educational and informational purposes only and do not constitute financial advice. I am not a SEBI-registered financial advisor. Please consult a qualified professional before making any investment decisions. Investments in mutual funds and financial markets are subject to risks. Past performance does not guarantee future results.
Search Items:-
sip vs lumpsum, sip vs lump sum which is better, sip masterclass, 10000 sip for 20 years, 10 lakh lumpsum investment example, sip calculator india, lumpsum calculator india, mutual fund investing india, long term investing india, monty money mindset
mutual funds,
investment for beginners,
best mutual fund to invest now,
best stocks to invest in 2025,
fd vs sip,
1 lakh investment plan,
sip lumpsum amount return,
nifty 50,
nippon india small cap fund,
best sip 2025,
sip investment in hindi,
best stocks to buy now,
investment ideas,
best daily sip in mutual fund,
sip,
micro cap mutual funds,
mutual fund investment,
financial freedom,
step up sip,
swp for monthly income,
home loan vs sip,
home loan vs sip investment,
silver investment,
gold investment,
sip investment kaise kre,
startup ideas,
best business ideas 2025,
trading for beginners,
mutual fund portfolio,
sip withdrawal process,
swp,
best xirr in mutual fund,
high return mutual funds,
sip se paise kaise nikale,
trading kitne paise se start kr skte hai,
motilal oswal midcap fund,
sip calculator,
sip vs lumpsum which is better,
money plan,
source
